Service & Advisory Disclaimer


Effective Date: October 1, 2025

Owner: Franklin, Sloan & Smyth Advisory Group LLC (“FSS,” “we,” “us,” or “our”)

Contact: hello@FranklinSloanSmyth.com • 888-54-SMYTH

Address: 700 South Central Expy, Suite 400, Allen, TX 75013


1) General Information Only


Information on this website, in any consultation, or in any resources we provide is for general educational and informational purposes only. It is not tailored to your specific situation and should not be relied upon as professional, legal, financial, tax, or insurance advice.


2) No Client or Advisory Relationship Created


Viewing the site or communicating with FSS does not create a client relationship.

A formal client or advisory relationship is only established when:

  • A signed engagement letter or agreement is executed, and
  • Any required fees or retainers have been paid.


3) Insurance Services Disclaimer


FSS is a licensed insurance producer/agency, not an insurance carrier.

All insurance products are subject to:

  • Carrier underwriting approval
  • State regulatory requirements
  • Eligibility determinations
  • Carrier terms and conditions


No coverage is bound until the insurance carrier issues confirmation in writing.


4) Financial & Investment Disclaimer


Unless expressly stated in a written engagement:

  • FSS is not acting as a Registered Investment Adviser
  • FSS is not providing individualized investment recommendations
  • We do not provide securities, brokerage, portfolio management, or investment supervision services


Any financial guidance provided is general financial wellness education, not investment advice.


5) HR & Compliance Disclaimer


FSS provides HR consulting and compliance education, not legal representation.


We do not practice law.

We may discuss regulations, best practices, and compliance strategies, but this does not replace the guidance of a qualified attorney.


Clients should consult legal counsel before making decisions that have legal implications.


6) Reliance & Responsibility


You are responsible for evaluating the accuracy and relevance of any information provided.

Your use of information is at your own discretion and risk.


7) No Guarantees


We cannot guarantee:

  • Insurance approval
  • Specific financial outcomes
  • HR or compliance results
  • Settlement results
  • Legal outcomes


Outcomes vary based on individual circumstances, third-party decisions, and regulatory factors.


8) Third-Party Links & References


References or links to external resources are provided for convenience only.

We do not control or endorse external sites, and we are not responsible for their accuracy, policies, or content.


9) Limitation of Liability


To the fullest extent permitted by law, FSS and its affiliates shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising out of your reliance on or use of any information provided.


10) Changes to This Disclaimer


We may revise this Disclaimer at any time. The Effective Date above reflects the latest version. Continued use of our site or services signifies acceptance of updates.


11) Contact Us



Questions about this Disclaimer may be directed to:


Franklin, Sloan & Smyth Advisory Group LLC

hello@FranklinSloanSmyth.com

888-54-SMYTH

700 South Central Expy, Suite 400

Allen, TX 75013